From Lancaster to Keene, one phone line and one request form lead to Ledgecrest Lending. Berea, KY has its own page; Lancaster, Stanford, Crab Orchard, Irvine, Ravenna, Clay City, Brodhead, Keene and the High Bridge community are covered here, most with ZIP Code Business Patterns counts, along with a percentage-rent case and a sublet case.
Richmond, KY commercial property for rent with a percentage-rent clause, beside a quick-service restaurant's equipment payment
Some retail and restaurant leases add percentage rent: a base rent plus a share of sales above a set breakpoint. On Richmond, KY commercial property for rent on those terms, the rent moves with the month while an equipment payment does not.
Illustration only, invented figures: a Richmond, KY quick-service restaurant pays $2,600.00 base rent plus 6% of monthly sales above $48,000.00, and finances a heated holding cabinet and a conveyor toaster for $8,450.00 over 36 months at a 12.25% annual rate, or $281.67 a month.
- An invented $55,500.00 sales month: $450.00 of percentage rent, $3,050.00 of rent, $3,331.67 with the equipment payment
- An invented $46,200.00 sales month: no percentage rent, $2,600.00 of rent, $2,881.67 with the equipment payment
The invented $450.00 gap between those two months is all rent. Reading the breakpoint and the share before signing shows how much of a strong month goes to the landlord before the equipment payment is met.
How to lease commercial office space with a room to sublet: a Madison County, KY home health agency
When leasing commercial office space, the subletting clause decides whether a spare room can earn anything. A lease may require the landlord's written consent first.
Illustration only, invented figures: a Madison County, KY home health agency sublets one unused room for $575.00 a month with its landlord's consent and finances workstations and a copier for $9,800.00 over 36 months at an 11.4% annual rate. The invented payment is $322.70, so the sublet covers it with $252.30 a month left over.
If the subtenant moves out, the invented $322.70 payment does not stop; the agency's own receipts carry it until the room is let again.
Berea, KY, the nearby city with a page of its own
Like Richmond, Berea, KY sits in Madison County, KY, and it is the one nearby place with a page of its own: ZIP 40403 counts by sector, the self-employed share of Berea residents and three invented lease-cost cases.
Garrard County, KY: Lancaster, KY, where ZIP 40444 lists construction first
In ZIP 40444, which carries the Lancaster name, construction is the largest sector by establishments: 46 of the ZIP's 224 employer establishments in 2023, ahead of retail trade at 32 (ZIP Code Business Patterns). Four in five of those construction establishments (80.4%) had fewer than five employees.
Lancaster itself covers 1.4% of the ZIP's land, so the count reaches well beyond the city. A small contracting crew there can call the same Richmond, KY number about a trailer, a compact loader or the payroll between jobs.
Lincoln County, KY: Stanford, KY and Crab Orchard, KY
Under the Stanford name, ZIP 40484 listed 206 employer establishments for 2023; just over half (52.4%) employed fewer than five people. Retail trade led with 41. In other services, a sector that takes in repair shops, salons and laundries among others, 24 of the 26 establishments were that small (92.3%). Stanford covers 3.1% of the ZIP's land.
ZIP 40419, which carries the Crab Orchard name, is far smaller: 25 employer establishments, 68.0% with fewer than five employees, and retail trade the largest group at 7. Crab Orchard covers 1.8% of that ZIP's land.
Estill County, KY: Irvine, KY and Ravenna, KY
In 2023 ZBP put 164 employer establishments at a ZIP 40336 address, the ZIP that carries the Irvine name; they paid $73.2 million in annual payroll to 1,539 employees. In that ZIP, other services establishments were mostly very small: 17 of 20 (85.0%) had fewer than five employees. Irvine covers 0.7% of the ZIP's land.
Ravenna gives its name to ZIP 40472, which had 17 employer establishments in 2023, the largest group being other services with 5. Like Irvine, Ravenna lies in Estill County, KY, and it too covers 0.7% of the land in its namesake ZIP.
Clay City, KY in Powell County, KY and Brodhead, KY in Rockcastle County, KY
ZIP 40312, under the Clay City name, had 62 employer establishments and 611 paid employees in 2023. Retail trade counted 16 and health care and social assistance 12, and all 5 other services establishments had fewer than five employees. Clay City covers 1.9% of the ZIP's land.
Brodhead's name is on ZIP 40409, where 27 employer establishments were counted for 2023. Fewer than five people worked at 40.7% of them, and retail trade was the largest sector at 9. Brodhead covers 3.9% of the ZIP's land.
Jessamine County, KY: Keene, KY and the High Bridge, KY community
Keene and ZIP 40339 match by land area: the city covers all of the ZIP's land and the ZIP all of the city's. The 2023 ZIP Code Business Patterns file lists just 3 employer establishments in ZIP 40339, and 11 paid employees among them.
High Bridge is a Census-designated community, not an incorporated city. It lies inside ZIP 40390, which carries the Wilmore name, and covers 8.8% of that ZIP's land. A business in Keene or High Bridge reaches Ledgecrest Lending at (859) 461-8654 or through the request form.
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