Send a Richmond, KY Funding Request: First Step

A clinic pricing a surgical table and a set of patient monitors can follow the same six steps as any other request. Its place in the local count is small: County Business Patterns listed 13 veterinary services establishments in Madison County, KY for 2023 (NAICS 541940), with 147 employees between them.

1. Price the table and monitors and note the seller's quote total.
2. Complete the form on this page, or phone (859) 461-8654 instead.
3. Talk through the quote, the delivery date and how long the clinic has operated.
4. The clinic's request then goes from Ledgecrest Lending to funding partners.
5. A partner looking at the clinic's request may want the seller's quote, tax returns or bank statements.
6. Read any offer line by line, then sign it or decline it.

The table and monitors stand on the floor or plug in. Any gas line or wiring work in the surgery room is property work outside this site.

Loans and leases for a table and monitors of this kind are laid out on the equipment financing page.

A distributor restocking paper towels, tissue and can liners for its building-service customers holds a lot of cash in cartons on the shelf. When a partner reviews a request for that kind of order, the documents it may ask for fall into a few groups:

• Recent business bank statements, where payments from building-service customers appear as deposits
• The supplier's quote or pro forma invoice for the paper order
• An aged receivables report naming who buys the stock and how promptly they pay
• Last year's business tax return and a profit and loss report running through last month
• Owner identification, when the partner asks for it

Not every partner asks for every item; each sets its own list. In Madison County, KY wholesale trade is a short list of its own: 42 employer establishments in County Business Patterns for 2023 (NAICS 42), half of them with fewer than five employees.

A paper order like this one is a stock purchase, the case the inventory financing page covers.

A Madison County, KY child care provider adding a passenger van for outings and pickups can sort its papers with a short checklist before the request goes out.

Illustration only, invented figures: a van priced at $48,900, financed at a 10.45% annual rate over 60 months, carries a payment of $1,049.84; 60 of those payments total $62,990.40, of which $14,090.40 is interest.

• The dealer's buyer's order with the van's year, make, model and VIN
• A quote for commercial auto coverage, in case a partner asks
• Recent business bank statements
• Time in business and annual revenue, as entered on the form
• Any trade-in value or cash put toward the price

Twelve child day care services establishments had a ZIP 40475 address in ZIP Code Business Patterns for 2023 (NAICS 624410).

The term loan page works through paying off a van loan ahead of schedule.

For a Madison County, KY painting contractor lining up airless spray rigs, the request form covers who to contact and the outline of the business: full name, phone, email, company name, time in business, annual revenue and the requested amount, with a consent box at the end.

What the form leaves for the call: the spray rigs themselves, the seller's quote, the jobs lined up for them and the date the money is needed.

Construction businesses with a ZIP 40475 address numbered 126 in ZIP Code Business Patterns for 2023 (NAICS 23), and 59.5% of those 126 had fewer than five employees.

The consent box sits at the end of the form; the text message terms explain why a text may follow a request.